How to use Budget Planner
- Enter monthly income and expense rows with category and description.
- Check that each amount uses the same monthly period.
- Review totals and category shares, then download the budget.
Example: Budget Planner
Budget Planner: Monthly surplus / deficit: 750.00.
You add
Monthly budget items: income Pay Wages 1000
expense Home Rent 250
You get
Monthly surplus / deficit: 750.00.
Measure Value
Total monthly income 1000.00
Total monthly expenses 250.00
Monthly surplus / deficit 750.00
income: Pay 1000.00; 100% of income
expense: Home 250.00; 100% of expense
Categories are grouped separately for income and expense. Shares use the corresponding total, and are undefined when that total is zero. No account connection or automatic weekly/yearly conversion. CSV exports prefix formula-like cells with an apostrophe.
Kind Category Label Monthly amount
income Pay Wages 1000.00
expense Home Rent 250.00
Total monthly income | 1000.00
Total monthly expenses | 250.00
Monthly surplus / deficit | 750.00
Options
- Monthly rows
- Each tab-separated row declares income or expense, a category, a label and an amount. Convert other billing periods before entering them.
- Category shares
- Read the named denominator beside each share. A computed percentage describes your entries and is not a suggested allocation.
Supported inputs and limits
Up to 100 monthly rows and 30,000 input characters. Whole-cent nonnegative amounts up to 1 trillion, one currency. No automatic period conversion, account access, storage or categorization. Shares identify their denominator and are not a recommended allocation. CSV formula protection adds a text prefix to risky labels.
Where your input is processed
This tool processes your input in this browser. Your text and files are not uploaded to UseFreeTools. Check this tool's limits for anything it may save on your device.
Use the exported rows to check omissions
A surplus means entered income exceeds entered expenses for the modeled month. It cannot reveal a missing annual bill, unrecorded cash spending or an incorrect period conversion. Keep a separate record of those items, and inspect formula-protected labels when reopening the CSV in a spreadsheet.
Questions about Budget Planner
Can this read my bank account?
No. You enter the rows and the browser processes them locally.
Can weekly and monthly amounts be mixed?
Convert them to one monthly basis before entering them so the totals describe one period.
Will the budget remain after closing the page?
There is no account or saved budget here. Download the CSV if you want to keep a copy.