How to use CAGR Calculator
- Enter a positive starting value and the ending value.
- Enter the elapsed years, including a decimal if needed.
- Review the annualized rate and endpoint growth.
Example: CAGR Calculator
Starting value 1000, ending value 1500, elapsed years 5.
Supported inputs and limits
Where your input is processed
This tool processes your input in this browser. Your text and files are not uploaded to UseFreeTools. Check this tool's limits for anything it may save on your device.
A rate between endpoints
CAGR = (ending / starting)^(1 / years) - 1. Both amounts must describe comparable values over the same elapsed interval.
Questions about CAGR Calculator
Does CAGR show each year’s actual return?
No. It is the constant rate that connects the two endpoints, even when the actual path varies.
Can I use a zero ending value?
Yes. A positive start reduced to zero gives a CAGR of -100%. A zero starting value cannot define this ratio.
What happens with added contributions?
The tool does not adjust for them. Contributions change the endpoint, so this rate may not represent investment performance.